SBA LOANS
SBA Loan Programs: 7(a) and 504 Loans
Empower your business growth with our tailored SBA loan programs, offering flexible financing solutions to meet your unique needs. Whether you're looking to expand, purchase equipment, or acquire real estate, our SBA 7(a) and 504 loans provide the support and benefits to help your business thrive.
SBA 7(a) Loan Program
The SBA 7(a) loan is the most popular SBA loan, offering versatile and flexible financing options for a wide range of business purposes.
Key Benefits:
Wide Range of Uses: Utilize funds for working capital, inventory, equipment, business acquisition, or real estate purchases.
Generous Loan Amounts: Borrow up to $5 million, providing substantial support for your business needs.
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Longer Repayment Terms: Enjoy extended repayment terms up to 25 years for real estate and up to 10 years for equipment and working capital, easing your cash flow.
Competitive Interest Rates: Benefit from lower interest rates compared to conventional loans, making financing more affordable.
Lower Down Payments: Preserve your cash flow with down payments as low as 10%, enabling you to invest more in your business.
SBA 504 Loan Program
The SBA 504 loan is specifically designed for the purchase of fixed assets and long-term investments, making it ideal for businesses looking to expand their physical footprint or acquire heavy equipment.
Key Benefits:
Fixed Asset Financing: Perfect for purchasing land, buildings, or long-term machinery and equipment.
High Loan Amounts: Obtain financing up to $5.5 million for each project, with potential for even higher funding through multiple loans.
Fixed Interest Rates: Lock in fixed interest rates for the SBA portion of the loan, providing stability and predictability in your repayments.
Long-Term Financing: Benefit from long repayment terms up to 25 years for real estate and up to 10 years for equipment, aligning your loan terms with the life of the assets.
Lower Down Payments: With down payments typically around 10%, you can maintain liquidity and invest more in your business operations.
Our SBA 7(a) and 504 loan programs are designed to support your business growth with flexible, affordable, and long-term financing solutions. Let us help you achieve your business goals with the right SBA loan.
For more information or to start your application, contact us today and let our expert team guide you through the process.
