From a lender's perspective, commercial buildings with general use capacities, such as retail, warehouse, or office space, are easier to finance than properties built for specific purposes (e.g., bowling alleys, banks, or manufacturing plants). These general use properties carry a lower risk due to higher market demand from investors. Consequently, lenders often avoid financing specific use properties or require a lower loan-to-value (LTV) ratio, meaning a higher down payment, to mitigate their higher risk profile.

At  Fast Business Funding, we offer loans for a wide variety of commercial properties, including:

- Office Buildings
- Retail Stores
- Warehouses
- Self-Storage Buildings
- Automotive Repair Shops

While we provide investment property financing for up to $5 million on small balance commercial real estate buildings, most of our loans fall under $2 million in value. These smaller loans are much easier to approve and close compared to "institutional" loans for larger properties, making them an excellent starting point for brokers new to commercial real estate loans.

Beginning with smaller, easier-to-approve buildings will help you establish your commercial mortgage lending practice. Once you have completed a few deals, you can quickly move on to larger properties, generating more revenue per transaction.