Commercial Mortgage Programs
Flexible investment mortgage solutions for extraordinary people.
Our asset-based mortgage programs are specifically designed for independent real estate investors and small business owners who often don’t qualify for traditional bank loans, including W-2 employees, self-employed entrepreneurs, and small business owners.
Whether you're a seasoned buyer seeking another investment property or a self-employed entrepreneur in need of their first small business real estate loan, we recognize the potential in every borrower.
Renovations are hard work. Finding the right financing solution should be simple and quick. In as little as nine days, you can obtain up to $5 million in funding for your investment acquisition. Our ARV Pro loan is designed for independent real estate investors who are often tough to qualify. Based on the property’s “as repaired value” (ARV), it’s the best short-term, interest-only solution for acquiring and improving property value for fix-and-flip investors.
KEY FEATURES:
Allows borrowers to finance improvements. Great for borrowers who need a quick close. An interest-only 1-year term provides lower monthly payments. A higher LTV than hard money lenders. ■ Available for Investor 1-4 properties (SFR, Condo and 2-4 Units).
Don’t hold up your next investment property purchase while you’re selling your current property. In as little as nine days, you can obtain up to $2 million to finance your acquisition. Designed for real estate investors looking for a short-term interest-only loan, our Flex I/O loan program has a higher LTV than hard money and no prepayment penalties.
KEY FEATURES
An interest-only, 24-month term provides lower monthly payments. ■ Available for purchase or cash-out refinance. ■ Perfect for acquiring or leveraging real estate holdings. ■ A higher LTV than hard money options. ■ Available for Investor 1-4 properties (SFR, Condo and 2-4 Units)
Lower your monthly expenses and avoid balloon payments with an interest-only, long-term, fixed-rate loan. Our new FlexTerm loan offers an incredible alternative
to hard money, including:
KEY FEATURES
30-year fixed rate with no balloons.
Interest-only payments for up to 10 years.
Higher LTVs.
Quick qualification based on property value,
not personal income.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 units).
Multi-family (5+ units)
Mixed-use.
Commercial (Office, retail, warehouse,
self-storage and automotive)
Special Loan Program for Experienced Real Estate Investors Ideal for investors who cannot meet Fannie Mae or bank guidelines.
Program Features:
1-4-Unit Attached/Detached Properties, PUDs, Condominiums • No tax returns or 4506T required • Loans from $100,000 to $2MM • LTVs up to 80% • Amortizations up to 30 years • No limit on number of financed properties • Can close in the name of an LLC • Minimum credit scores of 660 • Loan terms: 5, 7-year hybrid
Fix & Flip Loans
Short Term I/O Loan
Flexible Long Term
No Tax Return Loans
Get Pre Qualified
Get Connected with one of our Commercial Mortgage Specialist